Thoughts on the contraception controversies

Here are some simple thoughts about the contraception controversies going on right now.
First, what Rush Limbaugh said on a recent program about a young woman testifying about the issue was inappropriate and offensive, and like a lot of what is going on in the political world, was unnecessary for moving the issue forward. Speaking out on an issue often makes people targets (I know this from firsthand experience). But targeting this woman - or any woman - with the use of words which suggest promiscuity for wanting an active and healthy sex life and decent insurance coverage is just wrong in so many ways.
Of course, we shouldn't expect much from Limbaugh (or Limboob, as I've often called him), since he is wrong a lot of the time and has a tendency to go overboard on things (marriages, drugs, hypocrisies, opinions, etc.).
Second point, and let's be very clear on this one: The government, insurance companies, and businesses/nonprofits that offer health benefits to employees are not responsible for preventing unwanted pregnancies. The people having sex are the ones who are responsible for preventing unwanted pregnancies.

There are a few ways of preventing unwanted pregnancies, in case you didn't know. They include obtaining birth control pills and condoms and using them, abstinence, as naive as that may sound, as well as other medical procedures.
However, Limbaugh's main point seems to be that this college student is expecting to get her birth control for free and is testifying as such and is being unrealistic in her opinions. I agree with him a bit on this and here's why.
First, as we all know, nothing in this world is free. In order to get birth control for free, someone else has to pay for it because, you know, it costs money to make birth control pills and condoms. That would be you, me, via tax dollars to the government or higher insurance premiums to pay for the subsidy. If we are paying for their birth control, they aren't being responsible for their own actions which is them paying for their condoms or pills. 
If your insurance company won't cover a vasectomy or hysterectomy, or the institution you work for doesn't want to fund the procedure for its employees due to religious grounds, you do have other options. You can pay for the procedures yourself or you can live without them. It's pretty simple.
People seem to forget that employee benefits are just that - benefits - they aren't rights. They can be taken away at any time. They can be increased if costs go up. Coverage can be changed or tweaked. Most people don't work in unions, meaning changes in health insurance policies are not negotiated through collective bargaining. They are implemented and accepted. Period. Changes happen all the time. If you don't like the plan, you can find another place to work. Not unlike having a deductible, you have to sometimes pay out of pocket for things. It's sucks, I agree, but that's life.
When it comes to birth control pills or condoms, neither needs to be subsidized by insurance companies or the government. Both are quite affordable and accessible over the counter at your neighborhood drug store and have been for decades. If you want to have sex and don't want to create unwanted pregnancies, go down to the drug store and buy your birth control pills or condoms.
If you're a woman and you don't have money for birth control pills, tell the guy to go buy some condoms and put them on before you have sex and be done with it. If he does not love or respect you enough to do this in light of the fact that neither of you want to get pregnant, you have bigger problems than your birth control pills not being funded by insurance companies or the government.
If you are saying that you can't afford to come up with the few hundred dollars a year to keep from preventing unwanted pregnancies like the rest of us in the real world, well then you're either not budgeting properly, not properly prioritizing, or aren't responsible with money enough to be having sex in the first place.