A quick note here before I get back to my two week stint away from the blog. Ralph Nader writes about a telephone tax refund which few people are getting: ["Get Your Telephone Tax Refund: It's Your Money"]. While it only may be $30 to $60, that's better than no dollars. If you're a late filer like I am, don't forget. If you've already filed your taxes and missed it, called the IRS now at 800-829-1040.